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Idaho Rate Review Small Group
Rates by Metal Level - Kootenai County
The table below lists each plan submitted to be available for the chosen rating area in 2022, sorted by metal level (bronze, silver, gold, catastrophic), and then by price within each metal level. Not all plans are available in every county within a rating area.
The non-tobacco use rate for a 40-year-old individual is used to demonstrate relative costs of the plans.The rate for any other age will beproportional to the age 40 rates. However, The premium increase for any specific individual or family may vary greatly from what is shown in this table based on the geographic area, choice of plan, changes in enrollees or ages, and other factors.
There are multiple items to consider beyond price when selecting a health plan, such as the deductible, copays, coinsurance, as well as the breadth of the participating (in-network) providers and facilities. All plans offer at least the benchmark set of covered benefits, known as Idaho's Essential Health Benefits.
An agent or the carrier can provide additional information about which plan is available in a given county and can help you decide which plan may work best for you.
| Age 40 | ||
|---|---|---|
| Carrier Name | 2022 Plan Name | Premium |
| Blue Cross of Idaho Health Service | Bronze 8550 IDID Deductible-First | $247.93 |
| Blue Cross of Idaho Health Service | Bronze 8550 SAHA Connect Deductible-First | $257.05 |
| Blue Cross of Idaho Health Service | Bronze 8550 MVN Connect Deductible-First | $263.38 |
| Blue Cross of Idaho Health Service | Bronze 8550 PQA Connect Deductible-First | $263.38 |
| Regence BlueShield of Idaho | Regence Bronze 8550 (off exchange only) | $271.14 |
| Mountain Health CO-OP | ENGAGE SG BRONZE ID | $272.19 |
| Mountain Health CO-OP | ENGAGE SG BRONZE ID EXPANDED | $272.19 |
| Mountain Health CO-OP | ENGAGE SG BRONZE ID (off exchange only) | $272.19 |
| Blue Cross of Idaho Health Service | Bronze 7500 IDID | $273.04 |
| Blue Cross of Idaho Health Service | Bronze 6500 IDID | $273.38 |
| Blue Cross of Idaho Health Service | Bronze HSA 6900 IDID | $276.71 |
| Blue Cross of Idaho Health Service | Bronze 7500 SAHA Connect | $283.06 |
| Blue Cross of Idaho Health Service | Bronze 6500 SAHA Connect | $283.44 |
| Regence BlueShield of Idaho | Regence Bronze Care on Demand 7500 (off exchange only) | $283.94 |
| Blue Cross of Idaho Health Service | Bronze 8550 Point Deductible-First | $284.76 |
| SelectHealth | BrightPath Bronze Max HSA Qualified | $285.00 |
| Blue Cross of Idaho Health Service | Bronze HSA 6900 SAHA Connect | $286.90 |
| Mountain Health CO-OP | ENGAGE SG BRONZE ID HSA | $287.51 |
| Blue Cross of Idaho Health Service | Bronze 7500 MVN Connect | $290.07 |
| Blue Cross of Idaho Health Service | Bronze 7500 PQA Connect | $290.07 |
| Blue Cross of Idaho Health Service | Bronze 6500 MVN Connect | $290.41 |
| Blue Cross of Idaho Health Service | Bronze 6500 PQA Connect | $290.41 |
| Blue Cross of Idaho Health Service | Bronze 8550 Choice Deductible-First | $290.58 |
| Blue Cross of Idaho Health Service | Bronze HSA 6900 MVN Connect | $293.97 |
| Blue Cross of Idaho Health Service | Bronze HSA 6900 PQA Connect | $293.97 |
| Regence BlueShield of Idaho | Regence Bronze HSA 6000 (off exchange only) | $294.91 |
| PacificSource Health Plans | Voyager Bronze HSA 7000 | $297.00 |
| PacificSource Health Plans | Voyager Bronze 8550 | $305.00 |
| PacificSource Health Plans | Voyager Bronze 6800 | $310.00 |
| Blue Cross of Idaho Health Service | Bronze 7500 Point | $313.60 |
| Blue Cross of Idaho Health Service | Bronze 6500 Point | $313.99 |
| SelectHealth | BrightPath Bronze Max - no deductible for office visits | $314.00 |
| Blue Cross of Idaho Health Service | Bronze 7500 Choice | $316.81 |
| Blue Cross of Idaho Health Service | Bronze 6500 Choice | $317.21 |
| Blue Cross of Idaho Health Service | Bronze HSA 6900 Point | $317.84 |
| Blue Cross of Idaho Health Service | Bronze HSA 6900 Choice | $324.32 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Bronze 8700 (off exchange only) | $373.99 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Bronze 7800 (off exchange only) | $390.14 |
| UnitedHealthcare Insurance Company | UHC Choice Plus HSA Bronze 7050 (off exchange only) | $396.04 |
| UnitedHealthcare Insurance Company | UHC Choice Plus HSA Bronze 6000 (off exchange only) | $398.17 |
| UnitedHealthcare Insurance Company | UHC Choice Plus HSA Bronze 6850 (off exchange only) | $398.60 |
| Blue Cross of Idaho Health Service | Silver 6500 IDID | $307.47 |
| Mountain Health CO-OP | ENGAGE SG SILVER ID | $312.44 |
| Blue Cross of Idaho Health Service | Silver 4500 IDID | $315.75 |
| Mountain Health CO-OP | ENGAGE SG SILVER ID OPTION 2 | $317.02 |
| Blue Cross of Idaho Health Service | Silver 5500 IDID | $317.61 |
| Blue Cross of Idaho Health Service | Silver 6500 SAHA Connect | $318.76 |
| Mountain Health CO-OP | ENGAGE SILVER ID HSA | $321.89 |
| Regence BlueShield of Idaho | Regence Silver 5000 RX 1000 (off exchange only) | $322.33 |
| Blue Cross of Idaho Health Service | Silver 4000 IDID | $322.38 |
| PacificSource Health Plans | Voyager Silver HSA 5500 | $324.00 |
| Regence BlueShield of Idaho | Regence Silver 5000 (off exchange only) | $325.37 |
| Blue Cross of Idaho Health Service | Silver 6500 MVN Connect | $326.65 |
| Blue Cross of Idaho Health Service | Silver 6500 PQA Connect | $326.65 |
| Blue Cross of Idaho Health Service | Silver 4500 SAHA Connect | $328.56 |
| Blue Cross of Idaho Health Service | Silver 5000 IDID | $328.70 |
| Blue Cross of Idaho Health Service | Silver 5500 SAHA Connect | $330.49 |
| Blue Cross of Idaho Health Service | Silver HSA 4400 IDID | $330.58 |
| SelectHealth | BrightPath Silver 5000 - no deductible for office visits | $331.00 |
| Regence BlueShield of Idaho | Regence Silver 2750 RX 1000 (off exchange only) | $335.13 |
| Blue Cross of Idaho Health Service | Silver 4000 SAHA Connect | $335.47 |
| Blue Cross of Idaho Health Service | Silver 4500 MVN Connect | $336.30 |
| Blue Cross of Idaho Health Service | Silver 4500 PQA Connect | $336.30 |
| Regence BlueShield of Idaho | Regence Silver Care on Demand 4000 (off exchange only) | $338.17 |
| Blue Cross of Idaho Health Service | Silver 5500 MVN Connect | $338.29 |
| Blue Cross of Idaho Health Service | Silver 5500 PQA Connect | $338.29 |
| SelectHealth | BrightPath Silver 2000 HSA Qualified | $341.00 |
| Blue Cross of Idaho Health Service | Silver 5000 SAHA Connect | $342.03 |
| Blue Cross of Idaho Health Service | Silver HSA 4400 SAHA Connect | $342.74 |
| SelectHealth | BrightPath Silver 6000 - no deductible for office visits | $343.00 |
| Regence BlueShield of Idaho | Regence Silver HSA 3500 (off exchange only) | $343.04 |
| Blue Cross of Idaho Health Service | Silver 4000 MVN Connect | $343.37 |
| Blue Cross of Idaho Health Service | Silver 4000 PQA Connect | $343.37 |
| Blue Cross of Idaho Health Service | Silver 4000 MVN Connect (off exchange only) | $343.37 |
| Blue Cross of Idaho Health Service | Silver 4000 PQA Connect (off exchange only) | $343.37 |
| Regence BlueShield of Idaho | Regence Silver 2750 (off exchange only) | $345.48 |
| Blue Cross of Idaho Health Service | Silver HSA 2800 IDID | $345.98 |
| PacificSource Health Plans | Voyager Silver HSA 4500 | $346.00 |
| SelectHealth | BrightPath Silver 3000 - no deductible for office visits | $347.00 |
| SelectHealth | BrightPath Silver 4000 - no deductible for office visits and Rx | $347.00 |
| Blue Cross of Idaho Health Service | Silver 5000 MVN Connect | $350.10 |
| Blue Cross of Idaho Health Service | Silver 5000 PQA Connect | $350.10 |
| Blue Cross of Idaho Health Service | Silver 5000 MVN Connect (off exchange only) | $350.10 |
| Blue Cross of Idaho Health Service | Silver 5000 PQA Connect (off exchange only) | $350.10 |
| Blue Cross of Idaho Health Service | Silver HSA 4400 MVN Connect | $351.19 |
| Blue Cross of Idaho Health Service | Silver HSA 4400 PQA Connect | $351.19 |
| Blue Cross of Idaho Health Service | Silver 6500 Point | $353.14 |
| PacificSource Health Plans | Voyager Silver 6500 | $354.00 |
| PacificSource Health Plans | Voyager Silver 5500 | $355.00 |
| PacificSource Health Plans | Voyager Silver HSA 3000 | $356.00 |
| Blue Cross of Idaho Health Service | Silver 6500 Choice | $356.76 |
| SelectHealth | BrightPath Silver 4500 Max HSA Qualified | $357.00 |
| PacificSource Health Plans | Voyager Silver 4500 | $358.00 |
| Blue Cross of Idaho Health Service | Silver HSA 2800 SAHA Connect | $358.71 |
| PacificSource Health Plans | Voyager Silver 3000 | $362.00 |
| Blue Cross of Idaho Health Service | Silver 4500 Point | $362.96 |
| Blue Cross of Idaho Health Service | Silver 5500 Point | $365.10 |
| Blue Cross of Idaho Health Service | Silver 4500 Choice | $366.38 |
| Blue Cross of Idaho Health Service | Silver HSA 2800 MVN Connect | $367.55 |
| Blue Cross of Idaho Health Service | Silver HSA 2800 PQA Connect | $367.55 |
| Blue Cross of Idaho Health Service | Silver 5500 Choice | $368.52 |
| Regence BlueShield of Idaho | Regence Silver HSA 4250 (off exchange only) | $369.85 |
| Blue Cross of Idaho Health Service | Silver 4000 Point | $370.59 |
| Regence BlueShield of Idaho | Regence Silver HSA Embedded 3000 (off exchange only) | $371.07 |
| Blue Cross of Idaho Health Service | Silver 4000 Choice | $374.08 |
| Regence BlueShield of Idaho | Regence Silver HSA 2000 (off exchange only) | $377.77 |
| Blue Cross of Idaho Health Service | Silver 5000 Point | $377.85 |
| Blue Cross of Idaho Health Service | Silver HSA 4400 Point | $379.71 |
| Blue Cross of Idaho Health Service | Silver 5000 Choice | $381.40 |
| Blue Cross of Idaho Health Service | Silver HSA 4400 Choice | $387.46 |
| Blue Cross of Idaho Health Service | Silver HSA 2800 Point | $397.39 |
| Blue Cross of Idaho Health Service | Silver HSA 2800 Choice | $405.50 |
| UnitedHealthcare Insurance Company | UHC Choice Plus HSA Silver 4500 (off exchange only) | $420.12 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Silver 7400 (off exchange only) | $422.76 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Silver 3500 (off exchange only) | $426.61 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Silver 6000 (off exchange only) | $436.60 |
| UnitedHealthcare Insurance Company | UHC Choice Plus HSA Silver 3500 (off exchange only) | $464.36 |
| UnitedHealthcare Insurance Company | UHC Choice Plus HSA Silver 2000 (off exchange only) | $475.80 |
| UnitedHealthcare Insurance Company | UHC Choice Plus HSA Silver 2900-1 (off exchange only) | $483.84 |
| UnitedHealthcare Insurance Company | UHC Choice Plus HSA Silver 2900-2 (off exchange only) | $488.02 |
| Blue Cross of Idaho Health Service | Gold HSA 3000 IDID | $358.90 |
| Mountain Health CO-OP | ENGAGE SG GOLD ID OPTION 2 | $360.78 |
| Mountain Health CO-OP | ENGAGE SG GOLD ID | $365.21 |
| Blue Cross of Idaho Health Service | Gold HSA 3000 SAHA Connect | $372.11 |
| Blue Cross of Idaho Health Service | Gold HSA 3000 MVN Connect | $381.28 |
| Blue Cross of Idaho Health Service | Gold HSA 3000 PQA Connect | $381.28 |
| Blue Cross of Idaho Health Service | Gold 3000 IDID | $381.75 |
| Regence BlueShield of Idaho | Regence Gold 2500 (off exchange only) | $383.25 |
| PacificSource Health Plans | Voyager Gold HSA 3000 | $384.00 |
| Blue Cross of Idaho Health Service | Gold 1500 IDID | $393.13 |
| Blue Cross of Idaho Health Service | Gold 3000 SAHA Connect | $397.54 |
| Blue Cross of Idaho Health Service | Gold 2000 IDID | $399.86 |
| Blue Cross of Idaho Health Service | Gold 600 IDID | $405.25 |
| Blue Cross of Idaho Health Service | Gold 3000 MVN Connect | $406.82 |
| Blue Cross of Idaho Health Service | Gold 3000 PQA Connect | $406.82 |
| Blue Cross of Idaho Health Service | Gold 3000 MVN Connect (off exchange only) | $406.82 |
| Blue Cross of Idaho Health Service | Gold 3000 PQA Connect (off exchange only) | $406.82 |
| Blue Cross of Idaho Health Service | Gold 1500 SAHA Connect | $408.41 |
| Regence BlueShield of Idaho | Regence Gold 1500 (off exchange only) | $410.07 |
| Blue Cross of Idaho Health Service | Gold 1100 IDID | $410.76 |
| SelectHealth | BrightPath Gold 3000 - no deductible for office visits and Rx | $411.00 |
| Blue Cross of Idaho Health Service | Gold 2000 SAHA Connect | $416.40 |
| Blue Cross of Idaho Health Service | Gold 1500 MVN Connect | $418.24 |
| Blue Cross of Idaho Health Service | Gold 1500 PQA Connect | $418.24 |
| Blue Cross of Idaho Health Service | Gold 1500 MVN Connect (off exchange only) | $418.24 |
| Blue Cross of Idaho Health Service | Gold 1500 PQA Connect (off exchange only) | $418.24 |
| SelectHealth | BrightPath Gold 2000 - no deductible for office visits | $420.00 |
| Blue Cross of Idaho Health Service | Gold HSA 3000 Choice | $420.66 |
| Blue Cross of Idaho Health Service | Gold 600 SAHA Connect | $420.73 |
| PacificSource Health Plans | Voyager Gold 2000 | $423.00 |
| Blue Cross of Idaho Health Service | Gold 2000 MVN Connect | $426.14 |
| Blue Cross of Idaho Health Service | Gold 2000 PQA Connect | $426.14 |
| Blue Cross of Idaho Health Service | Gold 1100 SAHA Connect | $426.72 |
| Regence BlueShield of Idaho | Regence Gold 1000 RX 500 (off exchange only) | $427.13 |
| Regence BlueShield of Idaho | Regence Gold HSA 1500 (off exchange only) | $430.79 |
| Blue Cross of Idaho Health Service | Gold 600 MVN Connect | $430.96 |
| Blue Cross of Idaho Health Service | Gold 600 PQA Connect | $430.96 |
| Blue Cross of Idaho Health Service | Gold 600 MVN Connect (off exchange only) | $430.96 |
| Blue Cross of Idaho Health Service | Gold 600 PQA Connect (off exchange only) | $430.96 |
| SelectHealth | BrightPath Gold 1000 - no deductible for office visits | $436.00 |
| Blue Cross of Idaho Health Service | Gold 1100 MVN Connect | $436.98 |
| Blue Cross of Idaho Health Service | Gold 1100 PQA Connect | $436.98 |
| Blue Cross of Idaho Health Service | Gold 3000 Point | $438.91 |
| SelectHealth | BrightPath Gold 1000 Plus - no deductible for office visits | $439.00 |
| Blue Cross of Idaho Health Service | Gold 3000 Choice | $442.95 |
| Regence BlueShield of Idaho | Regence Gold 1000 (off exchange only) | $443.58 |
| PacificSource Health Plans | Voyager Gold 1000 | $444.00 |
| Regence BlueShield of Idaho | Regence Gold 500 (off exchange only) | $447.84 |
| Blue Cross of Idaho Health Service | Gold 1500 Point | $451.76 |
| Blue Cross of Idaho Health Service | Gold 1500 Choice | $456.14 |
| Blue Cross of Idaho Health Service | Gold 2000 Point | $459.74 |
| Blue Cross of Idaho Health Service | Gold 2000 Choice | $463.97 |
| Blue Cross of Idaho Health Service | Gold 600 Point | $465.62 |
| SelectHealth | BrightPath Gold Copay Plan | $468.00 |
| Blue Cross of Idaho Health Service | Gold 600 Choice | $470.21 |
| SelectHealth | BrightPath Gold 250 - no deductible for office visits | $471.00 |
| Blue Cross of Idaho Health Service | Gold 1100 Point | $472.00 |
| SelectHealth | BrightPath Gold 500 - no deductible for office visits | $472.00 |
| Blue Cross of Idaho Health Service | Gold 1100 Choice | $476.61 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Gold 3000 (off exchange only) | $478.46 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Gold 1500 (off exchange only) | $479.48 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Gold 2000-2 (off exchange only) | $488.11 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Gold 2000-1 (off exchange only) | $496.22 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Gold 500 (off exchange only) | $497.41 |
| UnitedHealthcare Insurance Company | UHC Choice Plus HSA Gold 1500 (off exchange only) | $518.93 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Gold 0 (off exchange only) | $562.92 |
| Regence BlueShield of Idaho | Regence Platinum 500 (off exchange only) | $506.34 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Platinum 500 (off exchange only) | $569.58 |
| UnitedHealthcare Insurance Company | UHC Choice Plus Platinum 250 (off exchange only) | $618.53 |
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