Idaho Rate Review

As part of Idaho’s effective rate review process, since September 2011 the Idaho Department of Insurance has tracked and posted the rate changes of individual and small group health insurance products to improve insurer accountability and transparency. Insurance companies submit to the Department what rates they believe they need for policies during the upcoming calendar year, along with descriptions and justifications for why the rates are reasonable and not excessive.

Posting this information publicly allows anyone to review the information while the Department completes the rate review process, and gives consumers the chance to comment on the proposed increases. By following the links below, the public can access a summary of the increase amounts and the carrier justifications for the rates. Please send any comments to Idaho Department of Insurance.

Please choose one of the categories to proceed:

• Individual 2025 ACA-Compliant Health Plans
• Small Group 2025 ACA-Compliant Health Plans

View Previous Years:

• Individual Plans: 2021, 2022, 2023, 2024
• Small Group Plans: 2021, 2022, 2023, 2024

The Department also makes available full data sets of the premiums and benefits of the Qualified Health Plans in the individual and small group markets. To obtain the Excel workbooks with those data set, see the Department’s Qualified Health Plan Landscape Data page.